FEMA Letter of Map Amendment
Flood Map Research and LOMA Application Service
FEMA Letter of Map Amendment (LOMA)
If you believe your property has been incorrectly mapped in a Special Flood Hazard Area (SFHA), you may be eligible to request a FEMA Letter of Map Amendment (LOMA) — and we’re here to help.
A LOMA is an official document issued by FEMA that amends the Flood Insurance Rate Map (FIRM). This map is what lenders and insurance providers use to determine whether flood insurance is required.
Why a LOMA Might Be Granted
A property may be mistakenly placed in a high-risk flood zone when, in fact, it sits on natural high ground above the Base Flood Elevation (BFE). In these cases, a LOMA can formally remove the structure from the flood zone — effectively disputing FEMA’s flood map.
What Happens After Approval
Once approved, FEMA will issue a LOMA stating that your property is no longer located in a high-risk flood zone. This means:
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✅ Flood insurance is no longer federally required
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✅ Lenders and insurers will recognize the updated status
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✅ You gain long-term savings and peace of mind
We specialize in LOMA applications — let us guide you through the process.
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“Thanks for all of the help you provided to us and all of your time in making it possible for us to be removed from the expense of the flood insurance that we were stuck with for 20 years.
Finally after all of these years the mortgage company didn’t increase our payment to cover the increase in flood insurance, that happened almost every year, we even received an over payment refund.
Thanks for helping us, we would have been stuck and eventually would have probably just given up if not for your excellent help. Thanks so much.”
Guaranteed LOMA of Removal — or Your Money Back
We confidently guarantee our ability to help remove your property from the FEMA high-risk flood zone — or you receive a full refund.
After conducting a thorough review of your property, we will promptly inform you if your structure qualifies for removal. If eligible, we will handle the entire LOMA application process and coordinate directly with FEMA on your behalf.
Our Guarantee:
If we are unable to obtain a FEMA Letter of Map Amendment removing your property from the high-risk flood zone and eliminating the flood insurance requirement, we will refund your payment in full. There is no financial risk to you.
Benefits of Working with Us:
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Cost Savings: Potentially reduce or eliminate expensive flood insurance premiums.
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Expert Handling: Professional management of your application ensures accuracy and efficiency.
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Risk-Free Process: Full refund if removal is not successful—no hidden fees or charges.
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Peace of Mind: Know that your flood zone status is being expertly evaluated and pursued.
Take the first step toward saving money and protecting your investment.
[Request Your Free Property Review Today →]
LOMA Example:
